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	<title>Majestic Property</title>
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		<title>What is debt recycling?</title>
		<link>https://www.majesticproperty.com.au/refinancing/what-is-debt-recycling/</link>
					<comments>https://www.majesticproperty.com.au/refinancing/what-is-debt-recycling/#respond</comments>
		
		<dc:creator><![CDATA[Jay Anderson]]></dc:creator>
		<pubDate>Sat, 02 May 2015 19:50:25 +0000</pubDate>
				<category><![CDATA[refinancing]]></category>
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					<description><![CDATA[This is when you take your home mortgage (which isn&#8217;t tax deductible) and convert it into an investment loan (which is tax deductible). If you manage this well and within legal guidelines, you put all of your investment earnings into the investment loan. You are then paying off your mortgage, while paying less on your lending because [&#8230;]]]></description>
		
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		<title>The importance of keeping some equity</title>
		<link>https://www.majesticproperty.com.au/property-basics/keeping-equity/</link>
					<comments>https://www.majesticproperty.com.au/property-basics/keeping-equity/#respond</comments>
		
		<dc:creator><![CDATA[Jay Anderson]]></dc:creator>
		<pubDate>Sun, 01 Mar 2015 00:49:07 +0000</pubDate>
				<category><![CDATA[property-basics]]></category>
		<category><![CDATA[refinancing]]></category>
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					<description><![CDATA[A lot of our clients are doing really well in this market. Equity is increasing, and some have re-financed to pull out money for more investments. It’s a good time to have a think about how much money (if any) to access. We’ve spent a bit of time talking about the importance of leaving some [&#8230;]]]></description>
		
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		<title>Take the money and run?</title>
		<link>https://www.majesticproperty.com.au/refinancing/refinance/</link>
					<comments>https://www.majesticproperty.com.au/refinancing/refinance/#respond</comments>
		
		<dc:creator><![CDATA[Jay Anderson]]></dc:creator>
		<pubDate>Tue, 27 Jan 2015 03:10:31 +0000</pubDate>
				<category><![CDATA[refinancing]]></category>
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					<description><![CDATA[Stellar performances in the property market are wonderful news for our clients who have taken the plunge and bought property in Australia’s top performing markets. Some are doing so well that they are wondering whether now is the time to capitalise on their equity gains. Refinance? Take the money out for a deposit on another [&#8230;]]]></description>
		
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