*Disclaimers & Assumptions: The following calculator does not take into account any increase or decrease in the asset values. It does not take into account investment growth from existing investments and uses a basic calculation to work out NET INCOME PRODUCING ASSET (NIPA) value. A 4% accelerator is applied to the NIPA. This is supposed to be a guide to highlight a gap in what you are currently saving and what you actually need to save to reach your goal. This should not be considered advice and should merely be taken as a starting point to discuss with a licensed professional what steps you should be taking to reach your longer-term financial freedom goals and start addressing your current spending budgets.